Accidents are unexpected events that can lead to confusion and panic. This guide outlines essential steps to take immediately after an accident in Singapore, ensuring safety, compliance with legal requirements, and proper handling of insurance claims.
Accidents can happen at any moment, and knowing how to react is crucial for your safety and legal standing. In Singapore, where traffic accidents are on the rise, having a clear guide to follow after an accident can make a significant difference. This article will provide a comprehensive step-by-step guide on what to do if you find yourself in such a situation.
In recent years, Singapore has witnessed a troubling increase in traffic fatalities. In 2023 alone, 136 lives were lost on Singapore’s roads, marking a 25.9% increase from the 108 fatalities recorded in 2022. This surge in road deaths is particularly concerning as it represents the highest number of traffic-related fatalities since 2016, surpassing even pre-COVID-19 levels. The rise in fatal accidents has been attributed to various factors, including speeding, drink-driving, and reckless behaviours among motorists. Given this alarming trend, all road users must be vigilant and prepared for unexpected situations.
Immediate actions after an accident
When involved in an accident, the first and foremost action is to stop your vehicle immediately. Failing to do so could result in legal penalties. After stopping, check yourself and others involved for any injuries. If anyone is injured, call for an ambulance by dialling 995 without delay. If it is safe, move your vehicle out of traffic to prevent further accidents and turn on your hazard lights to alert other drivers.
Once you have ensured safety, turn off your vehicle’s engine to mitigate potential fire hazards. Regardless of the severity of the accident, it is advisable to report it to the police. This is especially important if there are injuries or significant damage involved. After notifying the authorities, collect contact details from all parties involved in the accident, including names, addresses, phone numbers, and insurance information. This information will be vital for any future claims or disputes.
Documenting the scene is another crucial step. Take photos and videos from multiple angles capturingdamages, road conditions, and relevant traffic signs or signals. Additionally, if witnesses are present, ask for their contact details as their accounts may provide valuable support later.
After the accident: Reporting and claims
Following the immediate actions at the scene of the accident, it is essential to file a police report if required. Depending on the circumstances — such as injuries or damage to government property — you may need to file this report within 24 hours. Next, contact your insurance company within 24 hours of the accident. Provide them with all necessary details and documentation collected at the scene.
Even if you feel fine after the accident, seeking medical attention is a wise decision since some injuries may not be immediately apparent, such as whiplash. After receiving medical care, follow your insurance company’s procedures for filing a claim. Ensure you use authorised repair services to avoid complications with your claim process.
In cases where there are liability disputes or if injuries are serious, insurance policy holders must make an insurance report with 24 hours of the accident. Any disputes or claims by a third-party or their lawyers must be forwarded to your insurer and handled by them.
Preventive measures and safety tips
To minimise the risk of accidents in the first place, it is vital to follow traffic rules diligently. Adhering strictly to all regulations — including speed limits and traffic signals — can significantly reduce potential hazards on the road. Staying alert while driving is equally important; avoid distractions such as using mobile devices while behind the wheel.
Wearing seatbelts should be non-negotiable for all passengers in your vehicle. Regular maintenance checks on your vehicle can also prevent mechanical failures that lead to accidents. Adopting defensive driving techniques will help you remain prepared for unexpected actions from other road users.
One crucial aspect of defensive driving is maintaining a safe following distance. Avoid tailgating and ensure you have ample space and time to react if the vehicle in front of you suddenly brakes. This practice not only reduces the risk of rear-end collisions but also gives you a better view of the road ahead, allowing you to anticipate potential hazards.
Navigating the aftermath
Being involved in an accident can be overwhelming; however, knowing what steps to take can significantly ease the process and help ensure everyone’s safety and legal compliance. By following this guide, drivers can navigate these challenging situations more effectively.
